Lease World

03/11/2026

You usually can't SORN a leased car — and here's why.

On most PCH or B*H contracts the funder is the registered keeper, so only they can declare a SORN with the DVLA. Your lease will likely require the car to stay taxed and insured.

If you plan to stop driving, call your leasing company and get permission in writing. There may be alternatives such as a contract adjustment or a short-term pause.

Have you ever needed to take a leased car off the road? Tell us what happened below.

27/10/2026

Charges are for repair cost, not punishment.

Most people treat the lease handback like a final sprint, then wonder why small faults become big invoices. The article argues a different posture: polite, slow, and methodical wins more often than last-minute panic.

Start 10–12 weeks out, document everything at delivery and return, and expect the funder to charge for missing items as well as visible damage. Being “boringly thorough” is not boring: it lowers your risk and gives you leverage if you disagree with a bill.

What was the one end‑of‑lease surprise you wish you’d known about earlier? Tell us below and we’ll answer the top three in our next post.

20/10/2026

Think your insurer will clear your lease after a write-off? Think again.

If a leased car is written off the insurer pays the car's market value to the funder, not directly to you. If the funder's settlement is higher, you may be left paying the shortfall unless you have GAP insurance.

Ask the funder for a written settlement figure and get the insurer's valuation in writing before you accept anything. Our guide walks through how to challenge a low valuation and what to check in GAP policies.

Have you checked whether your lease or insurance includes GAP? Tell us below or read the full guide on Lease World.

13/10/2026

Brand-new company, ready for a company car?

Funders will usually weigh the directors’ credit more than a new company’s thin file. That often means a director’s personal guarantee, a larger upfront rental or clear evidence of incoming contracts.

Before you apply, gather five core documents, and check VAT and company car tax implications early: private use usually brings a 50% VAT block on finance rentals, while zero‑emission cars sit at 4% BIK for 2026/27.

Want the full checklist and a broker pre-check of your paperwork? Read the Lease World guide or send us your questions — we’ll look over your documents.

08/10/2026

Need a temporary pause on your lease? Do this before you stop a payment.

Contact the funder named on your contract as soon as you know a payment is at risk, and always get any forbearance agreed in writing. A phone call without written confirmation can leave you exposed.

If this is a business lease, changes can affect how VAT is handled. Ask the funder for a clear VAT invoice and run it past your accountant before you sign anything.

Read the full FCA‑aligned six-step checklist on Lease World, or get us to review your paperwork. Want us to take a look?

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