23/07/2026
Will you lose your no-claims bonus after a non-fault accident? 🚗
It depends on how you make your claim. You have 3 options:
1. Claiming through: Your own insurance
❌You’re claiming against your own policy
❌No-claims bonus at risk
❌The claim stays open until costs are recovered
2. Claiming through: At-fault driver’s insurance
✅No claim against your policy
❌Their priority is keeping the costs as low as possible
❌Would you trust them to be completely unbiased?
3. Claiming through: Auto Claims Assist
✅No-claims bonus stays unaffected
✅You won’t pay an excess
✅You’ll get a like-for-like replacement vehicle
✅Repairs using manufacturer-approved parts and methods
✅One dedicated point of contact
If you’ve had a non-fault accident and you’re unsure what to do next, contact Auto Claims Assist. 🙌