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Dennis Lam Insurance Your local Augusta, GA Auto, Home, and Commercial Insurance provider.

Living in an apartment has its conveniences, but accidents can happen anywhere and can quickly turn an ordinary day into...
10/20/2026

Living in an apartment has its conveniences, but accidents can happen anywhere and can quickly turn an ordinary day into an expensive headache.
Three common types of renters insurance claims involve theft, water damage, and fire or smoke damage. While renters insurance can help protect you financially against certain covered losses, preventing an accident in the first place is the best practice.
Here are five simple actions every apartment renter can take to potentially save you from filing an insurance claim:
https://www.dennislaminsurancega.com/blog/5-everyday-habits-that-can-help-apartment-renters-avoid-costly-insurance-claims

Even when your vehicle is professionally repaired after an accident, it may never be worth as much as it was before the ...
10/13/2026

Even when your vehicle is professionally repaired after an accident, it may never be worth as much as it was before the collision. Why?
Because an accident can appear on the vehicle's history report, making potential buyers less willing to pay the same price they would for a comparable vehicle with no accident history.
This loss in market value is known as diminished value (DV). Here’s what you should know about it.
https://www.dennislaminsurancega.com/blog/not-at-fault-in-a-wreck-you-may-be-entitled-to-more-than-repair-costs

Your roof is one of the most important—and most exposed—parts of your home. It protects your family and belongings, but ...
09/29/2026

Your roof is one of the most important—and most exposed—parts of your home. It protects your family and belongings, but over time, normal aging and weather exposure can take their toll.
Roof damage is also a common reason homeowners file insurance claims. Because the likelihood of certain types of roof damage can increase as a roof gets older, insurance companies use historical claims and other data when evaluating property risk.
How long should a roof last?
https://www.dennislaminsurancega.com/blog/how-your-roofs-age-can-affect-your-homeowners-insurance

This is the perfect time of year to make sure your house and property are in top shape for the fall and upcoming winter ...
09/22/2026

This is the perfect time of year to make sure your house and property are in top shape for the fall and upcoming winter seasons.

Seasonal maintenance inside and outside your house can help you avoid not only costly repairs, but can also prevent insurance claims and keep your premiums in check.

Here are 5 insurance-related tips to protect your property as this fall season approaches:
https://www.dennislaminsurancega.com/blog/fall-maintenance-checklist-protecting-your-home-and-your-insurance

Your roof is one of the most important—and expensive—components of your home. Keeping it in good condition helps protect...
09/15/2026

Your roof is one of the most important—and expensive—components of your home. Keeping it in good condition helps protect everything beneath it from the elements.
That’s why roof rejuvenation has gained attention in recent years as a potentially less-expensive alternative to replacing an aging asphalt-shingle roof.
Roof rejuvenation generally involves applying a specially formulated treatment to shingles in an effort to restore some flexibility and slow the effects of aging. While it may sound like an attractive way to extend the life of your roof, it isn’t the right solution for every roof.
Before you decide to rejuvenate your roof, consider these important factors:
https://www.dennislaminsurancega.com/blog/roof-rejuvenation-vs-replacement-what-homeowners-need-to-know

Imagine discovering that someone has transferred ownership of your home without your knowledge.No one broke into your ho...
09/08/2026

Imagine discovering that someone has transferred ownership of your home without your knowledge.
No one broke into your house. No one changed the locks. Instead, a criminal forged documents, recorded them with the appropriate government office, and made it appear that they—not you—own your property.
It sounds far-fetched, but property title and deed fraud are real scams that can create significant financial and legal headaches for unsuspecting property owners.
The consequences can be serious. A criminal could attempt to sell your property, use it as collateral for a loan, or even try to take possession of it.
So, if you own real estate, what can you do to protect yourself?
Here are 5 steps every property owner should consider.
https://www.dennislaminsurancega.com/blog/someone-could-steal-your-home-without-breaking-in-heres-how

This is the season for severe thunderstorms that can include large numbers of lightning strikes, and this has been the c...
09/01/2026

This is the season for severe thunderstorms that can include large numbers of lightning strikes, and this has been the case for a multiple areas of the country this summer.
Lightning is one of the most common natural disasters that can cause damage to homes. It’s important to know what your homeowners insurance policy covers, doesn't cover, and what you need to do if your home is struck.
https://www.dennislaminsurancega.com/blog/lightning-strikes-and-homeowners-coverage-navigating-insurance-for-lightning-damage

As insurers are tightening their criteria of their client portfolio due to the industry's hard market, the occurrences o...
08/18/2026

As insurers are tightening their criteria of their client portfolio due to the industry's hard market, the occurrences of cancellations and non-renewals are on the rise.
It's especially important in this climate that you understand the difference between these two actions, reasons insurers take them, and how to avoid being the recipient of either of them.
https://www.dennislaminsurancega.com/blog/insurance-cancellation-vs-non-renewal-what-every-homeowner-needs-to-know-in-todays-insurance-market

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612 Stevens Xing
Evans, GA
30907

Telephone

+17067261446

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