10/23/2026
Does getting pre-approved hurt your credit score? 💳
Usually only a little, and only for a while. A pre-approval often means a hard inquiry, which can cause a small, short dip. A prequalification usually uses a soft inquiry, which doesn’t affect your score at all.
Shopping around? Several auto loan inquiries in a short window usually count as just one.
Questions about financing your next Chevy? Our team at Ross Downing Chevrolet in Hammond is happy to walk you through it.