Collision Safety Consultants of San Antonio

Collision Safety Consultants of San Antonio We specialize in diminished value, total loss claims, right to appraisal and post repair inspections

05/12/2026

One collision repair specialist says State Farm is now paying less for body shops to recalibrate safety features after repairs.

04/30/2026

EDUCATE YOURSELF ON - GAP - it is not insurance unless you get it from an insurance company. If you get it from a car dealership it’s a financial service NOT PROTECTED by insurance regulations. GAP in all cases only “Kicks in” if the insurance company pays you fairly. It doesn’t automatically cover any amount of short payment.

GAP coverage (Guaranteed Asset Protection) is generally treated as an insurance-type product, but there’s a wrinkle that matters.

What it is:
GAP covers the difference (“gap”) between what you owe on a car loan/lease and what the car is actually worth (actual cash value) if it’s totaled or stolen.

Why the confusion:

* When you buy GAP through an auto insurer (like Progressive or State Farm), it is insurance—regulated like any other auto coverage.
* When you buy it through a dealership or lender, it’s often structured as a waiver or add-on contract, not technically “insurance,” even though it works similarly.

Bottom line:

* Functionally: it protects you financially after a total loss.
* Legally: it can be insurance or a contractual waiver, depending on who sells it.

Address

San Antonio, TX

Telephone

+18305008808

Website

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