ZEBRA3

07/20/2026

https://zebra3performance.wordpress.com/2026/07/20/1301/

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07/20/2026

How are you correcting, preventing faulty algorithm injustice?There are packs of roving sales predators attacking every social media platform, emails, texts and reaching you where valid, substantial offerings cannot get through. Barriers to entry are high costs of technology to bypass blocking algorithms. Many of you don’t even realize how much formerly reliable phone numbers and emails have been wrongfully flagged as spam and your intended comms are not reaching destinations.It’s one thing that the algorithms are flawed but the high crime is you do not know and are not given opportunities to correct or address and in most cases not even informed what the issue is.I live my life on my own terms. And my wife. And most of the people I know. Some people I work with, —Oh, and whatever terms the police haveSometimes all you need is 20 seconds of insane courage and something great will come…- from “We Bought A Zoo”Proven truth.This trend of flaws is rampant also in credit reporting, job applications, and personal media contents. Since these elements are so increasingly important, I believe the need for accuracy and credibility of he evaluation algorithms and need for responsible responsiveness is also increasingly important and currently non- existent. I’ve repeatedly heard of cases where background details are all wrong at credit bureaus, background checks like Spokeo, TrustPilot. What’s recourse to have corrected?What’s the solution?This is where I usually and want to propose answers. Don’t have any so asking for collective responses. Have you found any? What?It’s true most people ignore injustice until it happens to them. If it hasn’t, it will. Let’s get ahead of this. What you got? Suggestions?Been paying for resources to protect and assure that have failed with no fix or remedies. What’s your advice, solutions, thoughts, experience?

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07/16/2026

When AI frees you to think, will you, when?

Mankind took all the collective knowledge of the world and made it quickly accessible on the internet using a smartphone. But still, what is the most money and traffic area on the internet? P**n. Now we have AI freeing our time and evolving and expanding our knowledge but so far, the most effective and utilized arena is fraud, crime, and p**n....

Mankind took all the collective knowledge of the world and made it quickly accessible on the internet using a smartphone. But still, what is the most money and traffic area on the internet? P**n. N…

07/15/2026

Insight Selling Changes How B2B Buyers Think

The traditional playbook for B2B sales no longer works. According to Gartner’s 2024 survey of 632 B2B buyers, 61% prefer a rep-free buying experience, and 73% actively avoid vendors who send irrelevant outreach. By the time buyers contact sales, they’ve already completed 57% to 80% of their purchase journey independently. This shift has rendered the classic “diagnose and prescribe” sales model obsolete....

The traditional playbook for B2B sales no longer works. According to Gartner’s 2024 survey of 632 B2B buyers, 61% prefer a rep-free buying experience, and 73% actively avoid vendors who send irrele…

07/14/2026

Pick your battles, guidelines

Pick your battles, guidelinesWashington won Independence by evading most fights and keeping the Continental Army in tact.Similar plans had all been executed by Alexander, Julius Caesar, and later Napoleon.How do you know when to do what?Sun Tsu had some guidelines:Overpowering alone is not sufficient.Only engage in battles you need to winMore important to out think than overwhelm your opponent…...

Pick your battles, guidelinesWashington won Independence by evading most fights and keeping the Continental Army in tact.Similar plans had all been executed by Alexander, Julius Caesar, and later N…

07/13/2026

Is That Necessary? Communication Restoration. Show Respect -Really?

Ever asked to fill out a form for something you just asked for?Ever have to wait while someone asks a supervisor?Ever hear "It will have to be approved"? You are experiencing an age old form of politics--Justification. This "Justification" is put in place when:someone is afraid to empower subordinates,someone feels they must show or prove they add value (usually because they do not)...

Ever asked to fill out a form for something you just asked for?Ever have to wait while someone asks a supervisor?Ever hear “It will have to be approved”? You are experiencing an age old…

07/13/2026

Is Tech making shopping/ buying experiences better?

Shopping Today’s retail world has lost its credibility and usability. You can go to stores and they’ll be out of stock. Websites are not updated to reflect closed stores or new store hours. Amazon, this week could not ship a 4 lb. bag of sugar. It takes another 2-3 weeks to get it delivered. Walmart overcharges for delivery and takes 20 days to process refunds....

Shopping Today’s retail world has lost its credibility and usability. You can go to stores and they’ll be out of stock. Websites are not updated to reflect closed stores or new store hours. Amazon,…

07/04/2026

06/27/2026

Zebra3 Consulting matches best plan to your business customer base and accesses lowest processors. Credit card processing savings is usually $2,000/ month per one hundred thousand in sales monthly ($24,000/year).

Average credit card processing fees typically range from 1.5% to 3.5% per transaction. These costs generally include a percentage of the transaction amount plus a flat fee (often $0.05 to $0.30). Fees vary based on card type, industry, and whether the card is swiped (lower rate) or keyed-in (higher rate).

Let's examine your statements reviewing fees and elements below to see if you have opportunities to convert costs to profits.

Average Fees by Category & Provider
• Retail (Card-Present): 1.5% – 2.5%.
• E-commerce (Card-Not-Present): 2.2% – 3.2%.
• Restaurants: 1.6% – 2.8%.
• Visa/Mastercard/Discover: Generally 1.15% to 3.15% + per-transaction fees.
• American Express: Typically higher, often 1.5% to 3.5%. [3, 4, 7]

Key Components of Processing Fees
1. Interchange Fee: The largest portion, paid to the card-issuing bank (usually 1.5% to 3.3%).
2. Assessment Fee: Paid to the card networks (Visa, Mastercard, etc.).
3. Processor Fee: Markup charged by the payment processor for their services.

Common Pricing Models
• Flat Rate: Consistent percentage (e.g., 2.9% + $0.30), common with providers like Square or Stripe.
• Interchange-Plus: Transparent pricing of interchange rates + a fixed processor markup (e.g., 1.7% to 1.9% + $0.22).
• Tiered: Bundles transactions into "qualified," "mid-qualified," and "non-qualified" rates.

For many businesses, a 2.65% + $0.10 average is a common benchmark.

Zebra3 Performance Consulting
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Zebra3 Investments & Performance Consulting | 47 followers on LinkedIn. Driving Results for Fortune 500 / Mid-Size/ Start-up Companies / Clients DRIVING SALES IMPLEMENTING INNOVATION DELIVERING PROFITS BUILDING and LEADING HIGH PERFORMANCE TEAMS EVOLVING CUSTOMER RELATIONSHIPS Delivering Sales,....

06/17/2026

STEPS TO master rebuilding, launching, ramp-up programs

One of my most impactful mentors is Coach Lou Holtz. Met him at a summer camp at the University of Arkansas before my sophomore year in high school. Bought his book Holtz Quotes and spit them out frequently today, still. On the last day of camp, he called me up on stage before a thousand student athletes because of a letter I had written thanking him for the positive impact he'd had on me that week....

One of my most impactful mentors is Coach Lou Holtz. Met him at a summer camp at the University of Arkansas before my sophomore year in high school. Bought his book Holtz Quotes and spit them out f…